Job Details

About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.

Our Benefits:

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you'll find more than a job-you'll find purpose.

LOCATION:

• This position may be located in the CFC Headquarters location in College Station, Texas or the Round Rock, Texas office location.

EDUCATION REQUIREMENT:

• Bachelor's degree in business administration, Finance, or a related field, or equivalent experience

JOB REQUIREMENTS:

• A minimum of ten (10) years of progressively responsible banking or related agricultural lending experience, including at least five (5) years in a supervisory and/or management position.
• Experience in the management of large commercial real estate and agribusiness loans including the analysis of complex credits, as well as structuring and evaluating loan participations/syndications and analysis of direct loan/correspondent lending relationships.

FUNCTIONS:

• Direct supervision of the association's Special Assets department within the established credit philosophy of the Association.
• Direct supervision and management of the Special Assets Officers that work directly with the most troubled high-risk assets and assist distressed borrowers.
• Manages a select portfolio of extremely large and complex high-risk loans as assigned by senior management.
• Develops the Associations problem loan/work out philosophy in consultation with the Chief Credit Officer to ensure adherence to the Association Credit philosophy and objectives.
• Develops and implements procedures to effectively manage the Special Assets division of the association within a changing regulatory environment and meet the growth and development objectives of departmental staff.
• Directs and oversees the collection and restructuring activities of the association's troubled real estate, production, and commercial agribusiness loan portfolio.
• Develops and establishes delegated authority levels for individuals within the Special Assets department and performs annual evaluations for employees supervised. Administers the department year end salary recommendations t based on Association policy and procedures.
• Develops and presents reports relating to the Special Assets department of the association to senior management and the association's Board of Directors.
• Plans, organizes, communicates, and executes appropriate collection and/or liquidation actions. Ensures that collection/liquidation actions comply with regulations and ordinances regarding debtor's rights.
• Negotiates on behalf of the association and approves private treaty offers, sales contracts, and other disposition of Acquired Property within established approval limits.
• Develops a communication and training environment for the Special Assets group to foster collaboration and information exchange related to regulatory and procedural matters.
• Knowledgeable of Farm Credit System regulations and Federal and State statutes as they pertain to borrower rights and the management and collection of troubled borrowing relationships.

REQUIRED SKILLS:

• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Specialized knowledge of loan term negotiation, accounting standards, banking regulations, operations, and credit practices.
• Skill in financial analysis of general commercial/corporate credits.
• Skills in oral and written communication.
• Intermediate to advanced skill level in the use of various loan analysis software programs.
• Intermediate skill level in Microsoft Office applications.
• Ability to perform intermediate to advanced-level accounting/financial analyses under limited supervision.
• Possesses strong negotiation, presentation, and interpersonal skills, with the ability to interact with all levels of management and the association Board of Directors.

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request.

Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.